sometimes not very accurate diagnoses when trying to assess because a company does not generate sufficient resources at the time. Surely the average return for the category in which to develop the company, the average collection periods and payments on political or economic context and strongly influence the performance of the business economy. However, in times of crisis (common in our country) some companies or individuals are better prepared to confront than others. The suffering, but not reaching consequences in the least compromising the stability and continuity over time. Usually when we dig a little more in the intimacy of daily activities and work they do and try to establish common patterns to explain because there are companies in all areas, leaving more quickly than others of crises, moreover, take advantage of opportunities arising of them to better position themselves in the future, we found that generally people who run them are ordered in his administration and thinking, have the habit of saving, not only in his personal finances but this way of thinking and acting also on the move direct business with reinsertion policies applied to the constant improvement of the business and are cautious when it comes to eating or spending.
In most especially family SMEs is very difficult to separate the particular economy of the company. If the owner used to make poor decisions in the economy is particularly difficult at some point these bad habits do not affect the normal development of your business. Therefore it is quite possible that the 1050 circular, the tequila effect, one by one, the retention of the field, etc. have a negative impact on individual economies, companies and people and in many cases have led to closures. But it is also true that credit abuse to finance lavish consumption, lead to limit credit card minimum pay on a recurring basis, spending more than its income, etc. also contributes negatively to the heads who finished putting his hand using genuine funds operating money to finance your business (plug holes) personal expenses. Gradually the economic and financial structure to deteriorate with time anger, making it more vulnerable to sudden changes in the macroeconomy.
The capitalist system is based on free enterprise as a source of income which then accumulate and return to the system in the form of investment, which then return to profit and so on. Capital accumulates saving, the saving represents a portion of revenues. So a person or a company is strong to face adverse circumstances that occur depends on the wealth that has a specific time and is equivalent to its property and assets less debts.
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